some questions

hello.

i just started playing w&w and have some questions:

1.
in the manual i read that high intelligence makes a character learning faster. how does this work exactly? i can think of the following possibilities:
a) they gain more experience points. (like elves)
b) at level ascendation they gain more bonus points to increase skills.
c) the skills they use increase faster.

2.
at level ascendation i always reloaded until i got many enough bonus points. i noticed that at every level it got harder to gain many hit points although i increased the fortune value. can it be possible that the chance for a high hit point bonus depends not only on the fortune value und the character role, but also on the number of the actual hit points? this means that a character with above average hit points would have worse chances for a high hit point bonus.

i have the suspicion that this could be true for attributes, too.

3.
do my characters loose attribute points when changing the character role (as it was in wizardry 7)?

thanks,
~michael

1) im not sure but i think it means that u can learn and use skills faster
2) the hit points gained dont depend on the amount of money u have, but everything about ur character. gender, role, species, exp, etc.
3) when u change character role they dont lose any points. ur character can only gain points