The most likely cause is being hit by a Nishruu. These summoned creatures (as per the 6th level Wizard spell) are supposed to drain charges out of charged items, but a bug causes them to destroy uncharged magical items (rings, bracers, pretty much everything magical) as well. This is IMO the most significant bug in the game that I've seen, it's also fixed in the new (beta) patch just released by Bioware. I know the Drow summon these hideous creatures, so that's probably where you lost them. I believe I lost Nalia's Signet Ring to a Nishruu, and I watched them destroy a Bracers of Defense A.C. 3 on my girlfriend's mage. Since you were wondering, I'll bet money that's what happened to your stuff.
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