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i completely agree. after buying every spell i would use and the few items i needed (notably the hill giant girdle and stonefire), i donated the rest of my money at ilmater's temple. aside from the few thousand gp's i'll need in the UD, i never pick up equipment i'm not going to use, and any excess over 5k i donate. i can rp it as keeping the guard off my violent trail, hiring messengers, and living large at the best brothels and inns.
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