Hi everyone!
Yes, the ROSTER.DAT file re-creates itself! Very cool. I can use my most recent saves.
Thanks to everyone for their help. I put the game down quite some time ago because my wife and I had a new baby girl, but now that I have some more time I am going to try and finish this game. I have always thought it was a very fun CRPG!
Thanks for all the friendly help and advice...
frosty