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Hi BK, I know your in mortgage banking. I havent filed taxes in years but would like to buy a house. Supposing I make around $30,000/year what kind of loan would I qualify for and what kind of down payment. Also given the minimum downpayment on 15,20,25,and 30 year mortgages how much would my monthly payments be? With average credit. And if I improve my credit how much would it go down? Also if I gave more than minimum downpayment could you provide a graph showing payments in the various categories? Thanks for all the answers in advance!~LofA
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