Remove all equipment and spells, check your THAC0, cast DuHM, and check your THAC0 again. Then put your gear back on, one piece at a time, and find out what precisely causes the THAC0 loss. A STR girdle and DuHM should be cumulative, no matter in which order they were applied.
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Volothamp's Comeuppance
Everything you ever needed to know about the entire Baldur's Gate series......except spoilers.
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