Okay spoilers
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When you go to the slums (and you have to go there first), you will be met by a thief who offers you a chance to save Imoen if you pay 20,000. You don't have to (and can't) take up the offer until you get the money. When you get 15,000 (from doing quests), a woman will approach you and tell you to meet her mistress in the graveyard at night. Another thief will also approach you and tell you 15,000 is enough. Now you can choose whether to accept the thief's offer, or go to the graveyard and accept Bodhi's offer.
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