Let me try to clarify a little.
Let's say I have a Warrior, who I take up to level 8 and then train to become a Paladin. At this point, I still have all of the Warrior's abilities, and as I level up my Paladin I can either apply my skill bonuses to my Warrior skills, or my new Paladin skills such as Gallantry or Spiritualism. The only real "restrictions" are that until I level my Paladin to match my Warrior level, you will get minimal HP, ability points, and skill points.
As far as the Zen Master thing - it LOOKS like only monks need apply, but it doesn't actually specify this. I am making a monk just in case
Jon
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