It's a little hard to answer your question without knowing what kind of party you have, but I had no problem with the Bone Lord when all my people were level 1. Some things that helped:
(1) RUN right in and stand right in front of him. Whack at him and ignore the lesser skeletons until he goes down.
(2) I have two priests in my party. One cast SLOW on the Lord, the other BLESSed the party. Both of these helped.
(3) SPARK and BURN are useful, as well.
Hope that helps...
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