A Kensai's AC is'nt that bad, they can wear robes you know (ie AC5 from robe of vecna or robe of archmagi), plus dex bonus, plus kensai bonus, plus weapon style bonus (if any), plus rings, cloaks, necklaces etc,
My kensai/mage is a 9/15 (at the mo) with an AC of about -6, which is about par for the rest of my tankers
plus with the robe of vecna and the amulet from the shadow thieves (the immune to drain, 1 bonus to casting speed, etc) you hardly ever get disrupted
hope this helps
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