Hmmm... reading through the links on Clark Howard's site, it's not as clear cut. According to one article...
Quote:
So Shinnick, who resides on Nob Hill, stopped by a BofA branch near Union Square in early January. He said he asked a teller if sufficient funds existed in the BofA business account to cover the check.
"She said it was a valid account and that there were funds to cover it," Shinnick recalled. "I said, 'Great,' and asked to cash the check."
He signed his name on the back.
What Shinnick didn't know is that he'd just become party to a crime. The bank account may have been real but the check was phony.
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Note that this is *NOT* the same as asking if it's a valid check... it's asking if the account is legit, and if there's enough money.
'Twould be nice to know what actually happened... but all things aside, BoA has a real PR mess on its hands right now... and it won't get any better.