It is possible to get stats higher than 20, I have a warlock with 24 intellect, pretty nice since he now gets 6 skill points/level
Going with the +3 to stats might not be a bad idea. I took armor, weapon, +1 stats and am now finding that great armor is dime a dozen past the 3rd town. I still use the weapon and armor, but I would trade them for another +2 to stats at this point I think. Don't think I ever tried the ability, so I can't help ya on that.
Baff
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