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No. The restrictions that apply to Multi-Classed characters apply to Dual-Classed ones. So a Fighter/Mage of either Multi or Dual-Class CANNOT cast spells whilst wearing armour (all though he/she can wear armour, but at a penalty of not being able to cast). This is why Kensai is a good one to dual from, no armor. Also Cleric/Thief cannot use thief skills whilst wearing full plate, plate, splint or mail armour, he/she can wear full plate but not use thief skills at the same time. And a .....
.....you get the idea!
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