[Ivelliis]

I know it doesn't make much of a difference, but it's £5 per £50 spent (you get back 5p for every £1) and APR is 18.9/24.9% depending on credit rating. It's a legit mastercard, not a storecard, but yeah it's still shocking.

One of my coworkers is the head bike tech, and he hates credit and hates selling it but basically they said to him (after he refused for a year) it's your job.

Another technique he uses is by saying buy something on it, get the vouchers, pay it off and then cut up the card, so you get the vouchers and then that's it.

I totally agree with it being a scam, so to speak, and a sneaky tactic to get customers back, but there's not much I can do.