Charisma usuall effects quest rewards (it did in BG1 anyway)
for instance, a quest in BG1 prologue, sumthin to do with crossbow bolts and a guard, will get you a dagger +1 if you have high charisma. If it is low you only get 15gp or something lame like that
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Haladar
Mithril Cavalier of ALSB
Guardian of The Holy Temple of Aerie
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