I tried it myself and pushed it up past 50 million. The ideal method is:
1) Pool to char 6 - see step 4
2) Go to Inn
3) Pool to char 1 - no preference who you choose here
4) Remove char 6 - it's easier to remove/add the last char in line...doesn't screw up your party order
5) Add char 6
6) Leave Inn
7) Pool to char 6
Enter another building - this seems to make the amount pooled stick on that char.
9) Leave that building and repeat process from Step 2
This will double your money for every time you try it, not just add amount X (so you go 1x, 2x, 4x, 8x instead of 1x, 2x, 3x, 4x). I'm sure I'll get blamed/flamed for this, but I can't help researching the odd bug when I hear of one (yes, I did the Golden Lamp thing, too...it's how I learned the limit on stats).
In related news, the bank will only hold up to 10 million per bag...you can deposit multiple bags though.
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