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Avatar, here's a quick and dirty way to figure if a spellcaster can read a book.
Character level: 1, 3, 5, 8, 11, 14, 18
Discipline Score: 0, 15, 30, 45, 60, 75, 90
(Discipline is Alchemy, Psionics, Divinity, Wizardry)
So just count along. You want fourth level psionics? You need a character level of 8, and Psionics of 45.
Individual realms (earth, air, etc.) add 10% of their score to the total. So you could actually learn some spells with a slightly lower discipline score.
For hybrid spellcasters (Samurai, rangers, etc.), add 4 to level, because they start learning spells at 5th level. So your Monk (if you have one) wouldn't qualify for fourth-level spells until level 12.
Hope this helps.
Nightowl2
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