Well done - glad to see that people are still playing, and trying HoF mode.
I know it's been successful for you, and fun, but I do have a reservation about your party. Will you keep going and complete the game even if some of your characters have maxed out and will show no further signs of improvement? A sc bard generally maxes out early in HoW if you obtain the 6 badges before going to HoW. The cleric will also max out, probably in TotL.