Just a couple of notes...
1) No difference between dexterity 21 and 23... each of these provides -5AC
2) The character needs to be a thief (good choice with the swashbuckler btw) because some of the stat bonuses apply only to the PRIMARY stat
3) Sacrifices need to be made along the way in the BG series, some of your other stats will be reduced at some point
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Warning: Powergamer
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