You can get more XP and reach a higher level if you play the Tales quests. Plus the Tales quests are a lot of fun, especially Durlag's Tower. Someone please correct me if I'm wrong, but I believe your 'final game' save is right before the final battle. If so, and you were to open that save (or go to a save around that point if you have one), you could then leave the Undercity and go back out to do the four Tales quests. That way you could reach a higher level by the end of the game, which will put you in better stead for when you import the character into BG2. The ToSC cap is 161,000 whereas for BG1 alone it was only 89,000 (unless you installed the XP cap remover), so it it can mean a difference of two levels in some cases. Regardless, I think you automatically come into BG2 at level 7.
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