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At the age of 31, she should have her own cellphone and take responsibility for it. Set her up on her own account (perhaps give her the phone as a gift) and be done with it.
Even for blood relatives, that's too much. It's not a right; it's a privilege. And if she disagrees, the prepaid option is right there for her.
Good luck to you in it. Business and family never mix, and when you're paying bills for someone, it becomes business...
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*B*
Save Early, Save Often Save Before, Save After
Two-Star General, Spelling Soldiers
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Give 'em a hug one more time. It might be the last.
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