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I shop at ebay quite a bit too but only on the conditions that payment will b e made by direct deposit and that they will insure the item I buy in case of loss. That way they can't say they sent it and it was lost in the mail and are less confident in screwing you over, considering you have their bank account details.
If they were able to make a fake account under a fake name and address then that's different but I'm sure you all know that creating a fake bank account is not much of an option.
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