Fighter/Thief eh? Well he'd certainly take a longer time to max out, though I wonder if he'd really be such a great tank, lacking the huge AC boost that pure Swashbucklers get. I noticed with my Undead Hunter, who focused entirely on AC and reached -17, that even AC's in that range hardly makes a difference vs ToB and Tactics monsters. But an AC of -25 really should give even the most powerful monsters a hard time scoring hits.
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