Only the quasi-gambler speculators worry about the day-to-day changes in the stock exchanges. The cautious and wise investor should choose an amount to invest each month in a well-diversified portfolio and then enjoy the long term gains. No investment in the history of the world has outperformed stocks in the long run.
Timber Loftis, in my opinion T-bills are for security, not profit. The typical formula for investors is to have a percentage of your money = your current age in long-term government bonds for security. Besides, if the U.S. Government fails you'll have much more to worry about than your money....
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Everything may be explained by a conspiracy theory. All conspiracy theories are true.
No matter how thinly you slice it, it's still bologna.
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