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Uhm, you leave your ten year old home alone?? To me that seems way to young to have that much responsibility. Especially in light of him not having the proper responsibility to watch out for his own things.
If faced with this situation I would do this:
I would tell him, or her, I am going to stop buying him things. That if s/he wanted something like a bike or whatever, they'd have to pay for it themselves. If they didn't have the money, they'd have to work for it. My own indentured servant.
The problem now is that he is not responsible for the loss. You are. You paid for the items, if they are lost, then it's up to you to replace them.
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