[Seraph]

Seraph seems to have failed to include the (up to) any amount of life insurance policy that anyone can get via life insurance companies.

First: Do you think that any life insurance company is going to give good rates to someone who sands a good chance of being shot at in the next few years? There comes a point where it becomes too expensive given the lousy pay soldiers tend to get.

Second:
The US government tends to rather strongly discourage services members from getting supplemental life insurance. For one example, on September 23, 2002 Army Pfc. Marlin Rockhold took out a $272,000 supplemental life insurance policy. Three days later he canceled that policy, apparently under orders from a noncommissioned officer. A little less then 8 months later Pfc. Rockhold took a bullet to the back of the head.

The private insurance companies often claim that officers and senior enlisted leaders at installations across the country regularly discourage subordinates from augmenting their government life insurance. The Defense Department claims that such intervention is necessary to protect young and financially unsophisticated troops from the aggressive marketing tactics and deceptive sales practices used by some solicitors.

In accordance with it's "Our soldiers are too stupid to take care of themselves" policy, the Defense Department, under current law, regulates the time, manner, and place in which insurance companies and agents, may solicit products on military bases.

So I disagree with your claim that a soldier can easily get supplemental life insurance.

those people in 9/11 were insured, and they got compensation ON TOP OF that insurance... and in large lump sums. the average is 1.1 MILLION dollars. if the serviceman died while his wife was twenty-five, and she didnt get remarried and lived for sixty years, that would still only amount to roughly 450,000 dollars. thats a LONG cry short of an average 1.1 million, and thats about the MAXIMUM that anyone could get from that.

You just claimed that a soldier could get as much life insurance as he wanted, so how is 450,000 dollers the maximum? If he can get as much insurance as he wants then there is no maximum.

Also, why do you assume that the people killed on 9/11 were insured? Most officeworkers don't think about the possibility that they will be killed at work. It's a little more of a concern when your a soldier.

[ 06-09-2004, 04:35 AM: Message edited by: Seraph ]