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Thanks for bringing this one to the table. I have concerns about this topic. It scares me to know that my insurer could just drop me...but I also read an article last year that said that you become "black-balled" when you file a report...that one ins co. will inform others via their own communications devices, so that when you call a new place, they already are gonna say no. Maybe I read that article here in GenCon last year.
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