I have a similar system--Athlon 800, 256 MB RAM--and I too play mostly RPGs. For the price, I went with the Visiontek Xtasy 5564. It comes in AGP or PCI with 64 MB RAM, and it's a GeForce2 MX400 chipset. Babbages is clearing them out for $60. For that price, I couldn't justify spending double or more for a GeForce3 or 4 card, especially since my primary interest is RPGs. It does a beautiful job with all the RPGs I've tried, and is just fine with some of the FPS games I have--Serious Sam and No One Lives Forever run smoothly. I'm about to try Might & Magic IX and I'm certain that it'll be just fine for Morrowind. The best? Probably not. But I didn't need or want to pay for the best. It's all a matter of what you want/need.
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