Looks like the majority of your issues have been covered (holy cow OTP how long have you working in lending
)
All I can provide is a few more links
The Small Business Administration:
SBA
There is a Investment Dictionary site that I use often at work:
Investorwords
Another good business plan site is:
Business Plans
And while I don't have any particular experience in bank lending, I can back up a lot of what OTP said. Banks (or private lenders) are going to look for historical financial data that will support your loan application. They are also going to look for future cash flow projections to ensure you are able to pay back debt. It sucks to say, but they really don't care about the business, only that you are able to pay them back!
Good luck and keep us posted
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Never try to teach a pig to sing; it wastes your time and it annoys the pig