Oh my god I love this game! Only TWO things would have made it the best arcade racing game EVER:
1. COPS!
2. Stunts -- BIG ramps and huge looping corkscrews (not corkscrew ramps) and other cool stuff.
And okay, 3= a track designer! Oh crap.. I'd be better than SEX!

well.....
The Indy car is a pain to control at first, but I love the crashing for points games.. the X4 is my best friend. lol!
PS: I rented "SRS" or something--a clone of NFS Underground I guess. HORRID. Cars all drove crappy, roads looked like skating rinks, and switching gears sounded like someone hitting a chain link fence with a steel pipe!!! SERIOUSLY. Whoever made that game didn't 'get' the underground scene or even try.
VERY unpolished. But Burnout 3 IS VERY polished, and you can tell, which makes this one of my most favorite arcade racers since NFS Hot Pursuit!