I may be giving miss information but im pretty sure of my words.
Later in the the game if you explore enough to the east of the Friendly Arm Inn, a Ring of Wizardy, or more, drops off some nasty NPC casters that dont appreciate your business looking over what they are doing on some temple ruins.
Just let me tell you that they are very nasty and will smite you down quick if you dont havent at least been through chapters 1 through 3, possibly 4. All I can tell you, as to not ruining the game or anything, is to explore and look out for mysterious people or sightings that could either give you all the riches in the world, or your ultimate death.
-Aragain Leafstalker
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