I just found this out today. What you need to do, is get exactly 5000gc. (You could have more, but it's alot faster and easier with exactly 5000.)
Here's what you do.
Step 1: Get exactly 5000gc
Step 2: Go visit creeper and *sell* your 5000 gold. *Note: This only works with Creeper, as other merchants won't buy gold.*
Step 3: Find a bed, and rest for 24 hours. (I found that this works best at the female orc's house, as you can kill her with no reprocussions.)
Step 4: Repeat steps 2 through 3 as many times as you want.
Step 5: Kill Creeper. Yep. That's right. Kill him.
Step 6: Loot his corpse. Depending on how many times you sold him 5000gc, he should have that amount multiplied by how many times you slept. (Think of it 200 days x 5000gc = 1,000,000gc!)
I spent Two and a half hours doing this, and finally quit at 43,000,000 gold pieces. I had thoughts against killing Creeper, but with that much money, I really wouldn't need him again.
*Note: When you do this, do it in abundance. You can only do this once, as no other merchant will buy money.*
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