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So far as I know, they terms are completely interchangeable. They may or may not represent two different coins, but the value is the same.
"Septim" is the name of the imperial family, and "Drake" is another word for a dragon: perhaps septims are imperial currency, and drakes issued by the local aristocracy, or maybe pictures of the two appear on opposite sides of the same coin.
Regardless, awfully glad currency is weightless on morrowind: it was quite heavey in Daggerfall, and needed to be frequently exchanged for letters of credit.
Oru
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