Go for at least 90-95 ability points (at least 15 average for each stat, should take no more than an hour of rolling)
Firstly, set DEX and CON to MAX (18) to maximise AC and HP.
Set INT to around 10 so's not to incure any penalties
Maximise CHA (since it's 17 for a paladin anyway, might as well spend an extra point) to 18.
Maximise WIS (set to 18 to give you +4 bonus against mental spells)
STR isn't too important since you'll eventually be using a girdle to maximise it, so place the rest of the points into STR
So, with 90-95 ability points, you could have
STR 13
DEX 18
CON 18
INT 10
WIS 18
CHA 18
And Voila, an effective paladin, but you'll need to get your mits on the girdle of hill giant STR pronto.......
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