Heuristic themselves addressed this issue over at their message board. Basically, the game takes into account the "normal" number of hit points, etc. for your character every time you level. So, if you hit the jackpot when you hit level 2, you might have to endure a few levels of 1 hp advances for awhile. I think it's a good way to thwart the "reload until I get what I want" exploit.
The moral: if you get a low roll, don't sweat it. Your character will eventually get what's coming to them.
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