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at 10 you get a thac0 bonus for the fighter, not available at 9th
also 10th will allow you to get up high enough in you cleric (w/ the exp. point cap in place) to do 7th level spells
when you get to 11th for the cleric you get a prof. slot that you can add cumulativly onto your old fighter prof.
check my post on "the best bg2 player character" for details on doing this, it goes into detail on exactly what you should do
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