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Also, If the monk character goes along the line of D&D, high Dex, high strength, high Constitution doesn't affect the monks stats. Monks have a linear stat scores of number of attacks, damage, etc. Higher strength doesn't make the monk do more damage, if a monk does 1-12 damage, having 24 strength doesn't add on damage. Having a very high Dex score doesn't lower AC any, a Monks AC is based on their level, not their Dex.
I haven't played a Baldur's gate monk, but im pretty sure its along the same lines. The higher abilities will affect other areas (greater strength is greater carry, greater dex is better chance to hit with missile weapons, etc. But a Dex of 18 doesn't give a Monk better AC than a monk with 8 Dex.
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