With the Kensai/mage the armour restrictions are the same as a kensai, but you can wear the robes (get the add on merchants and get the robe of vecna and it will be worth it). You will have no weapon restrictions though.
With the Fighter/cleric any armour, cleric weapon restrictions
With fighter/druid any armour, druid restrictions
With fighter/thief thief only armour, thief only weapons to backstab (you can use any weapons though and put proficency in it, but they won't backstab).
With fighter/mage mage armour (robes, bracers, etc.), any weapon.
Hope that helps
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