http://www.tgeweb.com/ironworks/bald...ipsbyyou.shtml
That url should give you player tips. Read what Avar and Don have to say. There are basically two nice range weapons to acquire that should help in your dispatching of the golems. Both require no ammo.
From what has been read, these golems are in areas they can't get out of so ranged weapons help....especially the ones with big modifiers on them.
In this forum, it has been posted that you can sell certain items and buy them back to sell again to increase your gold. So there is a way to have a substantial amount of money to buy all the nice items not too long into the game.
G'luck and have fun. Oh, and if you make it far where Jah will leave for the harper quest.... stick with it since a really nice item is in store for her later on.