Those Nishruu things are truly, truly HORRENDOUS things.
Worked my ass off to raise 25000 for the Robe of the Good Archmagi for Nalia. One slight brush with a Nishruu, & WHAM, it's gone. I was so annoyed I abandoned the game & completely restarted with a new character. (I too had no pre-Nishruu save games by the time I noticed what was missing).
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Time is an illusion. Lunchtime doubly so.