Sometimes you can also lose items if there is some tempory affect that allows you to use the item. Example- You need a strength of 15 to wear plate armour. You could give a strength enhancing item to someone with a strength below this, put the armour on them and then remove the strength item. They will still have the armour on even though it is now red. Sometimes a character will just drop such item, particularly if you enter a new area.
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