Monks can wear armor, but there is only 1 suit in the entire game... it's the one that Keldorn is wearing (the Paladin from the Radiant Heart). Your monk has to have at least 12 intelligence, and a fairly high strength as well I think. The armor gives you an AC of -7, but by the time you get to lvl 15, your monk will already have a natural AC of -7 anyways.
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