1) Never figured that out, sorry.
2) When a saving throw is made, a D20 is rolled. Every creature has a certain saving roll for each of five different situations. Say you use a finger of death against a dwarven battlerager who has a saving roll vs. death of 8. He rolls a D20 and scores a 9, and doesn't die. If he had scored anything below an 8, he would have died. If a saving throw is made at a penalty of -2, it means that if the dwarf rolled a 9, his score would be 9 - 2 : 7, and he would die.
3) Doesn't chaotic commands immunise against stun?
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