I'm using Minsc as a NPC with an armor AC of -7 weilding a 2 handed sword. He is wearing some kind of plate mail +4, with Helm of Balduran (+1 AC), Ring of earth elemental (+1 AC), and the Cloak of the Sewers (+1 AC). Throw in the Gaunlets of Dexterity, which will also raise your AC.
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