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Against Hogars, you should cast guardian angels before he is in range. Or better try to avoid them (they aren't hostile).
I'm quite paranoid since i usually play expert/ironman. In such battles, i change my party formation so that the front row is empty (casters in the rear, rest center and sides). When a character is knocked out, immediately move a few of the others into the front row (you can issue the command during the round). Then your ho member is protected.
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