There's no need to pay off He'Li unless you talk to her and she demands money. I always avoid her myself after I start working for both sides.
It IS odd about Z'ant catching on to you so soon. Your route is about the same one I take through the game, and only once (a very long time ago) was I ever caught out by the T'rang. In all other instances, neither side found me out and I was able to bring about the alliance.
Nightowl2
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