i'm a big fan of both bards and rogues, so i've never played a party without l&t skill.
however, it's my understanding that, with knock knock, the effect is cumulative. so, if you have lockpicks, just have each character use one. then hopefully you'll have very few tumblers to mess with for the guy with the hat. it's similar if you have more than one person to cast the k-k spell.
also, there's a thieves buckler shield that has an additional +10 to l&t skill. that would give your hat wearer 20 - not great, but better.
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