Does no training also mean no repeatedly mixing powders/potions for infinite money? That trains Alchemy and makes it easy to have a magic heavy party because you can buy all the spell books. Without it you'd be way more strapped for cash, and have less spells to work with if you wanted to save your picks for the high level ones. Would be alot more challenging.
Also what about patch level? The early patches make PPing way more lucrative, I would say it's alot more challenging to go with a patch past I think 001b, one of the ones that limits PPing so you don't get all the great equipment and extra money so early.
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