Hmm, my Trap&Locks skill is fairly high, too, but if you're willing to by one or the other Lockpick or have someone with Knock-Knock, then I think about 60 suffices, but you'll only need that stuff for the locks with 10 tumblers. All trapped chests I found up to now (near to the very end) were fairly easy to open, I guess 60 is a good amount of skill points for that...
Never forget your towel, cheers
Philipp
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\" ... and the Vogon will do things to you that you wish you\'d never been born, or, if you\'re a clearer minded thinker, that the Vogon had never been born.\"
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