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Not really high No. I usually have mine around the 10 mark. This means that to beat the DC you get 10 + D20 + Int Modifier (I think).
Basically if you want to change your armour you have to invest it it. Stops people from Min maxing their skills.
The highest DC I have yet to face is a DC of 25 so its no big deal. Plus money is no problem in EfU so its not really a problem. If you need any armour crafted you could ask me and I could get my dwarf to craft it for you.
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